Supplemental Security Income (SSI) is a federal program that provides financial assistance to some of our country’s most vulnerable individuals. These benefits aim to help qualifying individuals with basic necessities such as food, clothing, and shelter. Generally speaking, those who qualify for SSI benefits come from low-income backgrounds, are over the age of 65, are blind, or have disabilities that prevent them from earning a stable income. As you apply for SSI benefits in Washington state, it’s essential to understand the SSI restrictions and guidelines that accompany these benefits in order to remain in compliance with allowed expenses. Enlisting the guidance of a knowledgeable and caring Spokane SSI attorney is highly encouraged so that you can maximize your chances of obtaining and keeping the benefits you need. Let’s take a closer look at the allowable expenses for SSI recipients in Washington state and how working with a trusted and highly qualified SSI lawyer can help you navigate the application process with greater confidence and ease.
What Can SSI Be Used For in Washington State?
It’s important to recognize that SSI benefits are intended for low-income individuals who need assistance with the costs of living. If you qualify for SSI assistance, the assumption is that you will use these benefits for basic necessities, such as food, clothing, and shelter. SSI benefits are not intended for luxury items or savings—they are for the costs associated with staying housed, clothed, and fed. While there is no set list distinguishing allowable uses for SSI funds, some of the most common approved uses for SSI benefits include rent or mortgage payments, utilities, food and groceries, medical co-pays, over-the-counter medications, transportation, and essential clothing. If you have specific questions about SSI spending rules in Washington state, feel free to share your concerns with a dedicated and experienced Spokane SSI attorney for more information.
Expenses That May Trigger Penalties or Reductions in SSI Benefits
Since SSI assistance is intended to support older, low-income individuals with disabilities or other challenges, it’s important to avoid wasting these resources on non-essential expenses. For instance, gifting money to others, purchasing luxury goods, paying for the expenses of others, or receiving unreported gifts or support from family members can jeopardize your SSI eligibility. Even if you are using your SSI benefits for essential expenses, it’s important to remain in compliance with the Social Security Administration’s reporting requirements to ensure that you continue to receive these benefits. For instance, report any changes to the SSA as soon as possible, such as a change of address, change in living arrangements, the death of a spouse, a change in marital status, or other shifts in circumstances as soon as they occur.
Reach Out to a Caring SSI Attorney Today to Get Started
Many people have questions about SSI eligibility and allowable expenses, such as “Can I pay rent with SSI in Washington?” With the guidance and support of a highly experienced and empathetic Spokane SSI attorney, you can make more informed decisions with greater certainty and confidence. Whether you are about to submit an SSI application or you are dealing with an SSI denial, partnering with a trusted SSI lawyer is the best way to determine the most strategic path forward.
Navigating Social Security Disability Insurance and Supplemental Security Income benefits in Washington state can be confusing and even daunting. At Schott Law, we are committed to partnering with every client to understand their specific needs and goals so that we can help them obtain their desired outcome. Please call our Spokane, Washington office today at (509) 328-5789 to get started with an experienced and caring SSDI and SSI attorney.
