The Basics on Supplemental Security Income

SSI is a federal program for blind and disabled adults and children that pays you monthly benefits if you qualify.

Supplemental Security Income (SSI) is a federal program that provides an income for adults and children who are blind or disabled and have low income, or who are 65 or older. You can figure out if you’d qualify for SSI and receive monthly checks to cover your expenses if you’re accepted into the program.

Qualifying for SSI

If you have a disability and you are no longer able to work (or you could never work), then you may be eligible for SSI. The impairment you have must last longer than a year or result in death. You also need to have limited resources; they must not total more than $2,000 if you’re applying as a single person, or $3,000 if you’re applying as a couple.

Income Limits for SSI

The income limit for the federal benefit rate for SSI is $841 per month for an individual and $1,261 per month for a couple. This means that if you make more than these amounts, you would not be able to receive SSI. Not all types of income are counted, however. For instance, other public benefits based on need, food stamps, and tax refunds are not counted.

Applying for SSI

If you need SSI, you should apply as soon as possible. You will not receive benefits for time periods that are earlier than the effective date of your application, according to the Social Security Administration (SSA). You can apply online on your own through the SSA or do so with the help of an SSI lawyer so that you have a better chance of receiving benefits. After all, many people get rejected when they apply on their own.

Working With Schott Law

If you need help applying for SSDI & SSI, Schott Law is here for you. Maggie Schott is an SSDI & SSI lawyer serving Washington and Idaho. Contact us now at (509) 328-5789 to start your application.