Common Social Security Disability Insurance Denials, Explained

There are a number of common SSDI denial reasons that people often overlook. While the list outlined in this story is not exhaustive, it gives applicants an idea of the situations to consider when applying.

Even if you think you fit all of the requirements to receive Social Security Disability Insurance (SSDI) benefits, there are a surprising number of reasons why your claim might be denied. It’s important to understand these range of reasons to help inform your decision as you go through the application process.

1. Your Income Might Be Too High

You could be above the limit where income is considered “substantial gainful activity” (SGA), meaning you simply make too much monthly income to qualify under SSDI rules. In 2020, the SGA limit is $1,260 per month for nonblind people and that is only derived from work income (investment income doesn’t count).

2. Your Disability’s Duration is Too Short or Isn’t Considered Severe Enough

The Social Security Administration (SSA) must consider your impairment severe enough to last at least 12 months or result in your death. While each case is considered independently, your medical condition must cause you severe limitations.

3. You Can’t Be Found

Be sure to keep all contact information relevant and updated with the SSA and Disability Determination Services (DDS). If either agency can’t reach you or communicate with you about your application, your benefits could be denied. If you have a representative or other party dealing with your affairs, make sure they also have his/her contact information.

4. You Don’t Follow the Doctor’s Orders

There are several acceptable and non-acceptable excuses outlined here, but you do have to follow your doctor’s recommendations for treatment when it is reasonable to do so. If you don’t, you could be denied benefits.

5. Crime Convictions

The same link above outlines a few different scenarios where you could be prevented from receiving benefits if you’ve been convicted of a crime. If you have, it’s important to understand these very specific situations.

While this is not an exhaustive list, it gives you an idea of the number of ways in which your SSDI claim could be denied. If you’ve still received a denial and think that it’s incorrect, it could be time to consult a qualified Idaho & Eastern Washington Social Security attorney. Call the team at Schott Law today at (509) 328-5789 to learn more and schedule a free consultation.