Supplemental security income (SSI) could make a big difference in your life. With those monthly checks coming in, you could cover your basic needs and not have to worry about paying your bills.

However, you aren’t sure whether or not you qualify. By learning about qualification standards, you can decide if it’s worth applying.

What Disqualifies Applicants From Getting SSI?

Let’s say you meet the standards for SSI in terms of your disability. Even still, you could get denied if you bring in too much countable income. This is income that can be subtracted from your monthly benefit amount. There are other types of income that do not count, so it’s always worth it to look into whether or not you would qualify.

The federal benefit rate for SSI is $794 per month for individuals and $1,191 for couples. If you earn income only from a job, then you can earn up to $1,655 per month and still be able to receive a benefit, though it won’t be for much.

What Income Is Not Countable for SSI?

Income that doesn’t count for SSI includes the first $20 of most income you receive in a month, the first $65 of earnings and one-half of earnings over $65 received in a month, income tax refunds, home energy assistance, interest or dividends earned on countable resources or resources excluded under other Federal laws, and food or shelter based on need provided by nonprofit agencies. Additionally, grants, scholarships, fellowships, or gifts used for tuition and educational expenses, the value of Supplemental Nutrition Assistance Program (food stamps) received, and disaster assistance doesn’t count. For a full list of income that does not count and to learn more about benefits, make sure you check out the SSA’s website.

Contacting Schott Law

If you need assistance applying for SSI, Schott Law is here for you. Maggie Schott is an SSDI & SSI lawyer serving Washington and Idaho. Contact us now at (509) 328-5789 to start your application.